HD SAISON deploy an unprecedented preferential loan package for workers

DNHN - The high demand for consumer loans during the two years of the Covid-19 pandemic has created “land” for black credit, which has been actively pushed back by the State Bank and other organizations, and has conditions to flourish again. Now, the “war” with black credit sowing poison in the lives of low-income people is being fueled by loan packages from the official credit system, with HD SAISON and another financial company.

HD SAISON disbursed an unprecedented loan package in the market

Following the direction of the Prime Minister and the Deputy Governor of the State Bank of Vietnam, the two banks under HDBank and VPBank have been appointed to lend VND 20,000 billion to workers. The program is implemented in collaboration with the Vietnam General Confederation of Labor.

Accordingly, each bank deploys a package of VND 10,000 billion with an interest rate equal to 50% of the current market interest rate to lend out all the legitimate needs of workers. The two implementing units are HD SAISON, a finance company under HDBank and a finance company under VPBank.

This is the first time in the market that there is such a large loan package for workers. This shows the great interest of the Prime Minister, the State Bank and banks, in their efforts to promote financial inclusion, leaving no one behind, and accompanying each person in the economy.

A representative of HDBank said that the bank was a pioneer in implementing this program, based on HDBank's foundation, with strong financial resources and appropriately structured capital costs, especially, the pioneering application of modern digital technology with convenient and safe online service products and services, distinctly the loan service via APP, thereby helping workers to access preferential loan packages very easily and enjoy low-interest rates.

“With the meaning of the consumer loan package, the small but powerful amounts bring confidence and happiness to workers, HDBank will not disburse directly but will go through HD SAISON, a finance company that owns the largest service network in the market with more than 23,000 transaction points in 63 provinces and cities for implementation. The available network is also an advantage of HD SAISON when implementing this program to help workers and workers in remote areas more easily access preferential loans,” the bank said.

Why is it necessary to have a package of 20,000 billion VND?

Ms Nguyen Minh Phuong, a worker in Binh Tan industrial park, said that after Covid-19, returning to the city to earn a living, not only she but also workers, in general, were thirsty for credit, looking forward to small loan support to cover expenses, meet close needs in life is returning to the new normal.

“The happiness of many people now is getting loans from official sources, the interest rates are transparent and as low as possible, reducing the pressure and risk of debt repayment. Because earlier in the epidemic, we spent all the money we saved. In some cases, they also had to take a risk of taking out a black credit loan, through an app with no clear origin, high-interest rates, etc. causing debt to pile up,” said Phuong.

Especially, during and after the pandemic, HD SAISON has a loan package with low interest rates and flexible loan terms so that customers can choose a loan package that suits their financial ability. HD SAISON's cash loan application to help people anywhere can borrow quickly has promptly solved financial difficulties for everyone. With efforts to provide Vietnamese people with diversified, practical financial solutions and strong business during the pandemic, in early 2022, HD SAISON was honored with the Vietnam Gold Star Award 2021.

Especially, during and after the pandemic, HD SAISON has a loan package with low interest rates and flexible loan terms so that customers can choose a loan package that suits their financial ability. HD SAISON's cash loan application to help people anywhere can borrow quickly has promptly solved financial difficulties for everyone. With efforts to provide Vietnamese people with diversified, practical financial solutions and strong business during the pandemic, in early 2022, HD SAISON was honored with the Vietnam Gold Star Award 2021.

Meanwhile, HDBank has spent tens of thousands of billion dong to support people and businesses to access preferential capital and overcome difficulties during the 2 years of the epidemic. The Best Digital Bank Award in Vietnam, the Best Digital Transformation Bank Award in Vietnam in 2021 for HDBank app - implemented in the direction of “HDBank Happy Digital Bank”, demonstrating the strength and effectiveness of the results. connecting partners and members in the digital ecosystem such as HD SAISON, Phu Long, Vietjet… Thereby, bringing the best financial services and experiences, spreading the journey of Happy Bank to every citizen.

Đức Anh