Bac A bank Allocates 5,000 Billion VND for Individual Customers to Borrow Additional Business Capital

DNHN - To meet the short-term financial needs of individuals, Bac A Bank has launched the “Fast Capital Access - Easy to Reach the Finish Line” personal credit programme with an attractive loan interest rate reduction and a limit of up to 5,000 billion VND.

In the last six months of 2023, banks have simultaneously launched preferential loan packages for customers to stimulate credit demand, contributing to promoting economic growth. Following this trend, Bac A Commercial Joint Stock Bank has implemented many preferential credit programmes for both businesses and individuals, initially recording many positive responses from customers. At the beginning of 2024, BAC A BANK continued to implement the “Fast Capital Access - Easy to Reach the Finish Line” preferential personal credit programme for customers who need to boost production and business, seize development opportunities in the first and second quarters of the new year.

According to the announcement from the bank, “Fast Capital Access - Easy to Reach the Finish Line” has a programme limit of up to 5,000 billion VND, lasting from now until June 30, 2024 (or when the limit is reached, whichever comes first). The specific incentives are as follows: Reduce loan interest rates by up to 1.5%/year for loan agreements under 6 months; Reduce loan interest rates by up to 0.9%/year for loan agreements of 6 months. This incentive programme applies to products currently being implemented and trusted by many customers at BAC A BANK, including loans to supplement capital for production and business, loans for planting and caring for industrial trees, and loans for agricultural cultivation of vegetables, flowers, and fruits.

This preferential credit programme applies to a variety of industries and business sectors to provide capital that is “tailor-made” to the specific characteristics of the business and the loan term is customised according to the customer’s financial needs. This is the “bright spot” in the period leading up to the Lunar New Year when many small businesses and households need a stable cash flow to be ready for this peak season.

In addition, with nearly 30 years of experience in investment consulting in the field of high-tech agriculture, BAC A BANK has advantages in designing products/programmes for customers producing and trading in the agricultural, forestry and fishery sectors. By launching the “Fast Capital Access - Easy to Reach the Finish Line” programme at the beginning of the new crop, BAC A BANK expects to meet the investment needs and upgrade machinery, seeds, etc. of garden owners and farm owners.

With flexible collateral conditions, flexible lending methods and repayment methods, along with a system of transaction points covering the whole country, BAC A BANK can support customers to complete procedures quickly to truly “Fast Capital Access” ready for 2024 that promises many bright spots, “reaching the finish line” of business goals is “easy”.

For more information, please visit the website: www.baca-bank.vn, or contact the Customer Service Centre at 1800 588 828 or the nationwide system of Branches/Transaction Offices of BAC A BANK.

LTT